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Finances

Finances, lifestyle

#MyMoneyVision: Setting Goals To Achieve Financial Success

November 14, 2019

I remember it all so clearly. Sitting at the sales representative’s desk in the car dealership, I waited with anticipation as he left to check my credit. I could not wait to trade in the car that I had been driving for years. It was an older model that I had bought for only $800 and it kept breaking down every other day. I was in for an upgrade and this would be the perfect opportunity for me to establish my credit. When the representative came back, he told me that my credit history was not in good standing. In disbelief, I could not understand why. Cash only had always been my guiding principle, which meant I had never had a loan or credit card in my name. 

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Event, Finances, Wellness

THE MONEY MINDFULNESS RETREAT

November 12, 2018

This post is sponsored by Capital One Canada. All opinions are 100% percent mine. As always, please support the brands that make this blog possible.

I consider myself someone who is more money conscious than the average person. However, being money conscious does not necessarily mean that I always make the best money decisions. If you’ve been reading the blog this year, then you know I had a goal to get better at managing my finances. I want to make better choices as far as what I spend on and invest my money in. Most of us influencers fell into this job with very little knowledge about how to deal with finances. For that reason, our stress level is always at 100 percent because of the unknown that lies ahead. Since November is Financial Literacy Month, I’ve partnered with Capital One Canada to share some tips and tricks to help manage the stresses associated with money. Read More »

Finances, lifestyle

How to make a budget and stick to it

June 13, 2018

 Let’s talk about finances. I know it’s not everyone’s favorite subject especially given the limited amount of financial education we get from school. Seriously, why aren’t we taught about managing our money in school? I am certainly not an expert when it comes to money but after freelancing for a certain amount of years and married to someone who checks our bank accounts at least a couple of time a day, I have learned a thing or two.

There are many aspects of money management I’d like to touch on in the future but today I want to focus on budgeting and saving. I took a poll on my Instastories to find out what you guys struggle with the most and the result indicated that most people had issues with saving. Let’s just say in order to save you must know where your money is going. Budgeting is the most important step to conquering your finances. In other words, having a plan for your money is key. It allows you to plan your year and month based on your income. I’ve always been comfortable with managing my money even before freelancing- Shocking because I don’t like playing with numbers. Read More »